ZAF Legal Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.

By using the ZafLegal.com website (the "Site"), ZafLegal.com subdomains, or any ZAF applications or application plug-ins ("Applications"), you agree to follow and be bound by these terms of use (the "Terms of Use") and agree to comply with all applicable laws and regulations, including United States export and re-export control laws and regulations. In these Terms of Use, the words "you" and "your" refer to each customer, Site visitor, or Application user, "we", "us" and "our" refer to ZAF, and "Services" refers to all services provided by us.

It is your responsibility to review these Terms of Use periodically. If at any time you find these Terms of Use unacceptable or if you do not agree to these Terms of Use, please do not use this Site or any Applications. We may revise these Terms of Use at any time without notice to you. If you have any questions about these Terms of Use, please contact our Customer Care Center.

YOU AGREE THAT BY USING THE SITE, ANY APPLICATIONS, AND THE SERVICES YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.

These Terms require the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions, and also limit the remedies available to you in the event of a dispute, as described in Paragraph 6 below.

Please also refer to the ZafLegal.com Privacy Policy, which is incorporated herein by reference.

ZafLegal.com provides an online legal portal to give visitors a general understanding of the law and to provide an automated software solution to individuals who choose to prepare their own legal documents. Customer need not download or even license ZAF software. The Site includes general information on commonly encountered legal issues. The ZAF Services also include a review of your answers for completeness, spelling, and for internal consistency of names, addresses and the like. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice, opinions or recommendations about your legal rights, remedies, defenses, options, selection of forms, or strategies, or apply the law to the facts of your particular situation. ZAF is not a law firm and may not perform services performed by an attorney, except as authorized by the Utah Supreme Court and the Alternative Business Structure licensure(s) held by ZAF. ZAF, its Services, and its forms or templates are not a substitute for the advice or services of an attorney.

ZAF strives to keep its legal documents accurate, current and up-to-date. However, because the law changes rapidly, ZAF cannot guarantee that all of the information on the Site or Applications is completely current. The law is different from jurisdiction to jurisdiction, and may be subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind ZAF provides can fit every circumstance. Furthermore, the legal information contained on the Site and Applications is not legal advice and is not guaranteed to be correct, complete or up-to-date. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area.

From time to time, ZAF may perform certain attorney access services and introduce our visitors to attorneys through various methods. Although ZAF attorneys may enter into attorney fee sharing agreements with lawyers in the ZAF network, at no time is an attorney-client relationship fostered or created with ZAF through the performance of any such services, unless a signed client agreement with a ZAF partner firm creates such a relationship.

This Site and Applications are not intended to create any attorney-client relationship, and your use of ZAF does not and will not create an attorney-client relationship between you and ZAF. Instead, you are and will be representing yourself in any legal matter you undertake through ZAF's legal document service. You may also choose to engage with a legal solution provider within the ZAF network. These partner entities are separate from ZAF and when you hire or engage these partner services, you are not hiring ZAF unless otherwise stated in a client agreement of the ZAF partner.

1. Privacy Policy

ZAF respects your privacy and permits you to control the treatment of your personal information. A complete statement of ZAF's current Privacy Policy can be found by clicking here. ZAF's Privacy Policy is expressly incorporated into this Agreement by reference.

When you open an account to use or access certain portions of the Site, Applications, or the Services, you must provide complete and accurate information as requested on the registration form. You will also be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password. You may not use a third party's account, user name or password at any time. You agree to notify ZAF immediately of any unauthorized use of your account, user name or password. ZAF shall not be liable for any losses you incur as a result of someone else's use of your account or password, either with or without your knowledge. You may be held liable for any losses incurred by ZAF, our affiliates, officers, directors, employees, consultants, agents and representatives due to someone else's use of your account or password.

2. Ownership

This Site and Applications are owned and operated by ZAF. All right, title and interest in and to the materials provided on this Site and Applications, including but not limited to information, documents, logos, graphics, sounds and images (the "Materials") are owned either by ZAF or by our respective third party authors, developers or vendors ("Third Party Providers"). Except as otherwise expressly provided by ZAF, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on this Site or on any Applications shall be construed to confer any license under any of ZAF's intellectual property rights, whether by estoppel, implication or otherwise. See the "Legal Contact Information" below if you have any questions about obtaining such licenses. ZAF does not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by ZAF. Any rights not expressly granted herein are reserved by ZAF.

3. Limited Permission to Download

ZAF hereby grants you permission to download, view, copy and print the Materials on any single, stand-alone computer (or, for Microsoft Agave users, one copy of the Application on up to five devices affiliated with your Marketplace Windows Live ID account) solely for your personal, informational, non-commercial use provided that (i) where provided, the copyright and trademark notices appearing on any Materials not be altered or removed, (ii) the Materials are not used on any other website or in a networked computer environment and (iii) the Materials are not modified in any way, except for authorized editing of downloadable forms for personal use. This permission terminates automatically without notice if you breach any of the terms or conditions of these Terms of Use. On any such termination, you agree to immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site or Applications may violate copyright laws, trademark laws, laws of privacy and publicity and communications regulations and statutes.

4. Links to Third Party Sites

This Site and Applications may contain links to websites controlled by parties other than ZAF (each a "Third Party Site"). ZAF works with a number of partners and affiliates whose sites are linked with ZAF. ZAF may also provide links to other citations or resources with whom it is not affiliated. ZAF is not responsible for and does not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Site, any website accessed from a Third Party Site or any changes or updates to such sites. ZAF makes no guarantees about the content or quality of the products or services provided by such sites. ZAF is not responsible for webcasting or any other form of transmission received from any Third Party Site. ZAF is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ZAF of the Third Party Site, nor does it imply that ZAF sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. You acknowledge that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that ZAF is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such Third Party Site.

5. Use of ZAF Legal Forms

On our Site, through our Applications, and through certain partners, we offer self-help "fill in the blank" forms. If you buy a form from one of our partners, you will be directed to that partner's website and their terms of use will control. If you buy or download a form on our Site or Application, the terms and conditions of these Terms of Use control. You understand that your purchase, download, and/or use of a form document is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance is not customized to your particular needs.

License to Use

ZAF grants you a limited, personal, non-exclusive, non-transferable license to use our forms (the "Forms") for your own personal, internal business use, or if you are an attorney or professional, for your client. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Forms in any manner, except for modifications in filling out the Forms for your authorized use. You shall not remove any copyright notice from any Form.

Resale of Forms Prohibited

By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use or used by you in connection with your client and may not be sold or redistributed without the express written consent of ZAF.

6. Dispute Resolution; Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY BECAUSE IT REQUIRES YOU AND ZAF TO ARBITRATE CERTAIN DISPUTES AND CLAIMS AND LIMITS THE MANNER IN WHICH WE CAN SEEK RELIEF FROM EACH OTHER, UNLESS YOU OPT OUT OF ARBITRATION BY FOLLOWING THE INSTRUCTIONS SET FORTH IN SECTION 6(g), BELOW. NO CLASS OR REPRESENTATIVE ACTIONS OR ARBITRATIONS ARE ALLOWED UNDER THIS ARBITRATION PROVISION. IN ADDITION, ARBITRATION PRECLUDES YOU AND ZAF FROM SUING IN COURT OR HAVING A JURY TRIAL.

... [Full details of the arbitration process and procedures, including steps for filing a claim, conducting arbitration, confidentiality, payment of arbitration fees, opt-out process, and additional terms. This content can be extensive, covering everything from definitions to procedures.] ...

7. Additional Terms

Some ZAF Services may be subject to additional posted guidelines, rules or terms of service ("Additional Terms") and your use of such Services will be conditioned on your agreement to the Additional Terms. If there is any conflict between these Terms of Use and the Additional Terms, the Additional Terms will control for that Service, unless the Additional Terms expressly state that these Terms of Use will control.

8. Reviews, Comments, Communications, and Other Content

At various locations on the Site or through Applications, ZAF may permit visitors to post ratings, reviews, comments, questions, answers, and other content (the "User Content"). Contributions to, access to and use of the User Content is subject to this paragraph and the other terms and conditions of these Terms of Use.

Rights and Responsibilities of ZAF

ZAF is not the publisher or author of the User Content. ZAF takes no responsibility and assumes no liability for any content posted by you or any third party. ...

Rights and Responsibilities of ZAF Users or Other Posters of User Content

You are legally and ethically responsible for any User Content - writings, files, pictures or any other work - that you post or transmit using any ZAF service that allows interaction or dissemination of information. ...

9. No Warranty

The Site, Applications, and all Materials, documents or forms provided on or through your use of the Site or Applications are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, ZAF expressly disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. ...

10. Limitation of Liability and Indemnification

Except as prohibited by law, you will hold ZAF and its officers, directors, employees, and agents harmless for any indirect, punitive, special, incidental, or consequential damage, however it arises (including attorneys' fees and all related costs and expenses of litigation and arbitration, or at trial or on appeal, if any, whether or not litigation or arbitration is instituted), whether in an action of contract, negligence, or other tortious action, or arising out of or in connection with this Agreement, including without limitation any claim for personal injury or property damage, arising from this Agreement and any violation by you of any federal, state, or local laws, statutes, rules, or regulations, even if ZAF has been previously advised of the possibility of such damage. ...

11. Unsolicited Submissions

Except as may be required in connection with your use of ZAF Services, ZAF does not want you to submit confidential or proprietary information to us through this Site or any Applications. All comments, feedback, information or material submitted to ZAF through or in association with this Site shall be considered non-confidential and ZAF's property. ...

12. Compliance with Intellectual Property Laws

When accessing ZAF or using ZAF Services, you agree to obey the law and you agree to respect the intellectual property rights of others. Your use of the Service and the Site is at all times governed by and subject to laws regarding copyright, trademark and other intellectual property ownership. ...

13. Inappropriate Content

When accessing the Site, any Applications, or using ZAF's Services, you agree not to upload, download, display, perform, transmit or otherwise distribute any content that: (i) is libelous, defamatory, obscene, pornographic, abusive or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. ...

14. Compliance with Export Restrictions

You may not access, download, use or export the Site, Applications, or the Materials in violation of United States export laws or regulations or in violation of any other applicable laws or regulations. You agree to comply with all export laws and restrictions and regulations of any United States or foreign agency or authority and to assume sole responsibility for obtaining licenses to export or re-export as may be required. ...

15. Personal Use

The site is made available for your personal use on your own behalf.

16. Children

Minors are not eligible to use the Site or Applications and we ask that they do not submit any personal information to us.

17. Non-English-Speaking Customers

Certain materials on the ZAF site, including but not limited to questionnaires, documents, instructions, and filings, are only available in English. Non-English translations of these Terms, as well as other terms, conditions, and policies, are provided for convenience only. In the event of any ambiguity or conflict between translations, the English version is authoritative and controls.

18. Customers Needing Extra Assistance

ZAF aims to provide full access to its website and product offerings regardless of disability. If you are unable to read any part of the ZAF website, or otherwise have difficulties using the ZAF website, please call (801)346-0080 and our customer care team will assist you.

19. Governing Law; Venue

Any dispute arising from these Terms and your use of the Services or the Site will be governed by and construed and enforced in accordance with the laws of Utah, without regard to conflict of law rules or principles (whether of Utah or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Any dispute between the parties that is not subject to arbitration or cannot be heard in small claims court will be resolved in the state or federal courts of Utah and the United States, respectively, sitting in Salt Lake County, Utah. You consent to personal and exclusive jurisdiction in these courts.

20. Copyrights

All Site design, text, graphics, the selection and arrangement thereof, Copyright ©, ZAF ALL RIGHTS RESERVED.

21. Trademarks

ZAF, ZAF Legal, Zero Attorney Fees, ZafLegal.com, all images and text, and all page headers, custom graphics and button icons are service marks, trademarks and/or trade dress of ZAF. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.

22. Attorney Access Services; Use of Term "Experience."

The term "experience" or "experienced," as used on the Site, Applications, and in other communications in reference to third party attorneys participating in ZAF's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years' experience practicing law, (b) maintains insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of ZAF's legal plans, and (e) has no public record of discipline by a state bar within the last five years. The term "experience" or "experienced" is not intended to be a comparison to any other attorney's services or qualifications.

23. Use of Testimonials and Media Endorsements

The media hosts on the Site endorse ZAF as paid spokespeople in our advertising campaigns.

24. Inquiries

BY USING ZAF'S SERVICES OR ACCESSING THE ZAF SITE OR APPLICATIONS, YOU ACKNOWLEDGE AND ACCEPT THAT SUBMITTING YOUR TELEPHONE NUMBER TO ZAF VIA THE ZAF SITE OR APPLICATIONS CONSTITUTES AN INQUIRY TO ZAF, AND THAT ZAF MAY CONTACT YOU AT THE NUMBER SUBMITTED EVEN IF SUCH NUMBER APPEARS ON ANY STATE OR FEDERAL DO NOT CALL LISTS (TAKING INTO ACCOUNT INQUIRY EXCEPTION TIME FRAMES AS APPROPRIATE).

25. Right to Refuse

You acknowledge that ZAF reserves the right to refuse service to anyone and to cancel user access at any time.

26. Acknowledgement

BY USING ZAF'S SERVICES OR ACCESSING THE ZAF SITE OR APPLICATIONS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE AND AGREE TO BE BOUND BY THEM. ZAF is located at 6925 S. Union Park Center, Ste. 265, Cottonwood Heights, UT 84047.

Updated: July 3, 2024