Two Teams at the Price of One

Most personal injury clients get one attorney. With ZAF Legal, you get a team.

ZAF Legal is part of a Utah-based law firm called Nuttall, Brown & Coutts–an experienced personal injury firm that has been around for 45+ years and has served thousands of happy clients. In states where we are licensed, ZAF Legal handles your case directly — gathering evidence, negotiating with insurers, and representing you through every stage of your claim. If your case is in a state where we aren’t yet licensed, we connect you with a vetted local attorney from our nationwide network who takes the lead, with ZAF Legal co-counseling alongside them.

In either scenario, you benefit from the expertise of the skilled attorneys at Nuttall, Brown & Coutts, who provide more oversight on your claim, and a stronger position when it matters most.

ZAF Legal Team

What People Are Saying

★★★★★ "I feel blessed to have come across this site. I was able to discuss my situation with attorney Tyler Brown after I had input some information interacting with their AI platform... He gave me sound advice that validated some of my thoughts and helped take away the doubts I had." Mayra Muniz-Helm

★★★★★ "ZAF Legal is a great app. It was easy to navigate with the AI tool and I was able to speak to real people. They were very knowledgeable, and kept me informed throughout the entire process." Demetrius Deberry

★★★★★ "I recently had the pleasure of speaking with Ty Brown from ZAF Legal regarding a slip and fall case I am currently navigating... His professionalism, politeness, and compassionate demeanor made a significant difference during this challenging time." Monica Fredrick

Who Full-Service Representation Is Right For

Most people with valid personal injury claims net more money with attorney representation, even after paying legal fees. Professional representation is especially important when:

  • Your injuries are serious or long-term
  • Liability is disputed or involves multiple parties
  • You are dealing with a government entity (bus accidents, municipal liability)
  • The insurance company is pushing back or making low offers
  • Your case involves complex insurance coverage (rideshare, trucking, uninsured motorists)

Not sure if you need full-service representation? Start with the free AI assessment. It will give you an honest read on whether professional help is likely to improve your net outcome.

Zero Upfront Costs, Ever

Full-service representation works on a contingency fee basis. You pay nothing to get started, and attorney fees only come out of your settlement if we win. If there is no recovery, you owe nothing.

There are no hidden costs, no surprise bills, and no financial risk to getting professional help.

Your Three Options with ZAF Legal

  • Free AI Assistant: understand your case, your options, and whether full-service representation is right for you. No cost, no signup.
  • DIY Bundle: settlement letter, case summary, and instructional video series to handle your claim yourself. Fully refunded if you switch to full-service representation.
  • Full-Service Representation: ZAF Legal represents you directly, or — if your case is in a state where we aren’t licensed — connects you with a vetted local attorney who takes the lead, with ZAF Legal co-counseling alongside them. Always on contingency, always zero upfront attorney fees.
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Full-service representation is provided by Nuttall, Brown & Coutts. ZAF Legal's AI assistant provides legal information and guidance, not legal advice, and does not create an attorney-client relationship. For advice specific to your situation, consult a licensed attorney.